You’re in a rush, trying to sort out your banking affairs, and suddenly you realize you need your BVN code. “And I must fill out this form now.” You took up your phone, but you’ve even run out of airtime.
The frustration is real! Your thought is like, ha! “What is the code to check BVN now?” “How do I check my BVN number?”
However, calm down; in this guide, we’ve got some easy steps that ensure checking your BVN even without airtime or browsing data is a hassle-free experience. Therefore, let’s explore these straightforward tips together and make accessing our BVN stress-free.
Table of Contents
BVN Code: What is it? And why?
BVN, or Bank Verification Number, is your financial fingerprint. It’s a unique 11-digit code identifier linked to your bank’s biometric information. It serves as a means of verifying your identity in the banking system. In Nigeria, it is what the banks use to verify you as the authentic owner of a bank account.
Can I tell you something? Interestingly, BVN was one of the major reasons why many NPOWER beneficiaries could not get their stipend until today. This article is aimed at guiding you on how to check BVN online without hassle.
Introduced in 2014 by the Central Bank of Nigeria (CBN), BVN aims to curb identity theft, fraud, and other financial crimes. Moreover, beyond being a set of numbers, it’s the key to unlocking various banking services securely, thus making it essential for transactions, account verification, and other financial activities.
How to Check My BVN Code Online (Without Airtime)
There are few quick ways to do that:
- Check through your bank’s mobile app.
- Use your bank’s online platform.
- Log on to NIBSS BVN tool.
- Use ATM machine.
- Walk in to your bank and request for BVN.
Quickly read the details on each method below.
Checking BVN Online: Use Your Bank's Online Platform/Website
There are two major and easy ways to do that.
Firstly, Method 1:
Step-by-step:
- Firstly, log in to your bank’s website/platform.
- Next, navigate to where you have personal information.
- Then, scroll down or look up to the ‘BVN’ section (some bank’s apps display the BVN at the top).
- There you have it—your BVN—without any fuss. Familiarize yourself with your bank’s website, and you’re good to go.
Emphasis: It’s quick, convenient, and all you need is an internet connection once you have some browsing data.
Note: Palmpay, opay and some other fintech banks usually display the first/last 4 or 5 digits of your BVN code.
Check BVN on Mobile Banking Apps
Alternatively, this is Method 2: Using Your Bank’s App.
Your bank’s app is your BVN buddy. Most of the bank apps have a dedicated space for your BVN after verification. I have always find this handy whenever I needed my BVN.
- Log in, find the ‘personal details’ section,
- scroll to where you see BVN
- Click to open and there’s your BVN.
- For example, if you are using Zenith bank app, after log in,
- open the menu at the top of the app where you see “overview”.
- scroll down and locate “settings”
- Open it and scroll down to “My BVN”. Open and your registered BVN will be displayed.
- Ditto to other banks too.
User-friendly: Easy as pie, and no airtime required – just ensure your internet is on. Explore your bank’s app for other useful features beyond BVN.
If you are using fintech banks like Opay, Palmpay and others, your BVN may not be fully displayed, some parts will be covered, probably for security reason.
Check BVN on MTN, Airtel, GLO and Etisalat with official USSD code
Check BVN on MTN: (2024 latest update)
(You will be charged at least N20)
- Dial *565*0#.
- Enter your full date of birth as requested.
- Confirm and your BVN is displayed.
- Make sure you write it down.
- Always Enter your date of birth according to the format below
Code to check BVN on Airtel: Simple steps
The service will cost you N20 or more
- Just dial *565*0#
- Enter your date of birth in this format (DDMMYYYY) e.g 01052020
- Your BVN is displayed. Easy right?
- Write it down and keep it.
To check BVN on GLO Line: Updated
The service will cost you N20 or more
- Dial the official code *565*0#
- Follow the prompt
- Your BVN number is displayed.
- Make sure you write it down and keep it save.
To check BVN on Etisalat/9mobile: Latest
The service will cost you N20 or more
- Dial the same official code *565*0#
- Follow the prompt
- Your BVN number is displayed.
- Make sure you write it down and keep it save.
Note: Checking your BVN on MTN, Airtel, GLO and Etisalat/9mobile network is as easy as a,b,c. However be sure to note the digits down as the displayed message containing your BVN code might disappear with a single tap, probably for security purposes. You will be charged once again if you dial the code. You may also dial your bank’s specific code for BVN.
USSD codes are sure lifesavers since there has been a lot great synergy between service providers in Nigeria and the NCC recently.
Visit Your Bank’s Branch
– Acknowledgment: Sometimes, the old-fashioned way is reliable.
– Instructions: Walk into your bank, ask for help, and your BVN is in your hands. Experience the human touch and personalized service at your local bank branch.
Use ATM Machine
You can easily check your BVN on any ATM machine. Just insert your ATM card in the machine and navigate to where you see “BVN”. follow the instruction on the screen, and that is it! You got your BVN numbers.
Check BVN Online with NIBSS BVN Lookup Tool
Do you know there is a secured and approved platform where your BVN is kept? It is called NIBSS BVN Lookup Tool.
NIBSS is the government established organization saddled with the responsibility of BVN database management, their role include and not limited to the following:
- Ensuring seamless operations of the BVN system;
- Maintaining the BVN database;
- Manage access to the BVN information by the approved users;
- Ensuring adequate security of the BVN information
- Providing participants with a portal for the verification of watch-listed BVN
So when you need your BVN information, understand the database rest with NIBSS.
Using NIBSS BVN Look up Tool is as easy as A,B,C.
Step-By-Step Guide For NIBSS BVN Lookup Tool
NIBSS BVN Lookup Tool is a secure and reliable tool for checking BVN. This tool, provided by the Nigeria Inter-Bank Settlement System (NIBSS), offers a straightforward method to access your BVN without breaking a sweat.
- Access the Tool
– Start by visiting the official NIBSS BVN Lookup website. Here: https://nibss-plc.com.ng/
– Ensure you’re on a secure internet connection to protect your personal information.
- Enter Your Details
– The website will prompt you to enter specific details, usually including your bank account number and other verification details to ensure your security.
- Verification Process
– After entering your details, you’ll go through a quick verification process. This is to confirm your identity and safeguard your information.
- View Your BVN
– Once verified, your BVN will be displayed on the screen. You can note it down or take a screenshot for future reference.
- Log out securely to avoid leaving your BVN code exposed.
Common Issues BVN
In our quest to make BVN retrieval seamless, it’s essential to address potential roadblocks. Here’s a guide on troubleshooting common issues you might encounter and how to resolve them:
- Website Not Loading
– Tip: Check your internet connection. Switching to a different network or Wi-Fi might resolve the issue.
- Error in USSD Code
– Tip: Double-check the code for your specific bank. Ensure your phone is on the network registered with your bank account. Code to check BVN is *565*0#
- App Login Issues
– Tip: Verify your internet connection and login details. If you forgot your password, use the ‘forgot password’ option to reset it.
- No Response at Bank Branch
– Tip: Politely escalate the issue. Ask to speak with a manager or someone in customer service for more assistance.
- Security Concerns on NIBSS Tool
Conclusion
Congratulations! You’ve just discovered various ways by which you can check your BVN code without breaking a sweat or burning through your airtime. Whether you opt for the convenience of online and mobile banking, the traditional charm of visiting your local bank branch, the secure simplicity of the NIBSS BVN Lookup Tool, or even the MTN, Airtel, GLO and Etisalat USSD code, your BVN is just a few steps away.
Now armed with these diverse methods and equipped with troubleshooting insights, you can confidently access your Bank Verification Number without any hassle. So, go ahead, check your BVN, and ensure your financial transactions continue seamlessly. Remember, a little know-how goes a long way in making your banking experience hassle-free.
Happy banking; enjoy the rest of your day!
Have you ever been in any situation where you needed but couldn’t remember your BVN code? Comment your experience below.
Frequently Asked Questions about BVN
- How Do I Check My BVN Number?
To check your BVN number, simply dial *565*0# on your mobile phone. Ensure you use the phone number registered with your BVN
- What is the Code for BVN on MTN?
The code for checking your BVN on MTN is the same universal code: *565*0#. Dial this on your MTN line registered with your BVN.
- How to Check BVN on Opay?
To check your BVN on Opay:
- Open the Opay app.
- Navigate to the profile section.
- Look for your BVN details. "You can only see few digits"
- How to Check BVN Online Without Phone Number?
Currently, there is no direct way to check your BVN online without a registered phone number. You need to use the phone number associated with your BVN.
- How Do I Access My BVN Account?
Accessing your BVN account is straightforward. Dial *565*0# on your registered phone number, or visit your bank for assistance.
- How Can I Get a Free BVN Number?
To get a free BVN number, visit any bank branch in Nigeria with a valid ID. The registration process is free.
- How to Link BVN to Phone Number?
Linking your BVN to your phone number can be done by visiting your bank branch or using their online/mobile banking platform.
- Can a 17-Year-Old Have BVN?
Yes, individuals who are 16 years of age and older can register for a BVN.
- How Do I Check My BVN if I Lost My SIM?
If you lost your SIM, visit your bank branch with a valid ID to retrieve your BVN.
- Can I Have BVN Online?
BVN registration must be done in person at a bank, but you can check your BVN online through bank apps or portals once registered.
- How to Change BVN Phone Number?
To change the phone number linked to your BVN, visit your bank branch with a valid ID.
- How to Link BVN to MTN Line?
Link your BVN to your MTN line by visiting your bank branch or using their online/mobile banking platform.
